Europe’s first interest free digital bank. Built from zero.
Proposition, BaaS partners, experience and growth. Live in Germany on solarisBank, with a Mastercard debit card.


- user growth through 2020
- 300%+
- users in Germany
- 40,000+
- to live
- 6months


I work with fintechs, banks and companies that want to launch a financial product. I join your team and stay until it’s live.

Most people who call me are in one of three places.
The product, partners, the regulator and the app are all moving at different speeds. Someone has to pull them together.
Team spends the week on compliance. The new product you promised the board is still waiting.
Thousands of people already trust you. There’s a financial product they would use, and you don’t offer it yet.
Zero to Live is the whole ring. The other three take the slices they need.
Proposition, BaaS partners, experience and growth. Live in Germany on solarisBank, with a Mastercard debit card.




We've built banks in a countries where nobody knew the brands. The team went to people’s weddings before anyone handed over their money. Grilled with them. No deck teaches you this part.

I’ve spent more than ten years building fintech and digital banking products. You get that straight from me.
The wrong partner, a flow sent back by compliance, a launch date that keeps slipping. I’ve lived through all of them.
You get a clear call, the reasons behind it and what it costs. Something your board can say yes to.
I work from inside the team and clear what’s stuck. I stay until the product is out.
Postmortems of companies that stopped, and sector reports. Numbered and dated.